Watch Out!!!

Last night I got a funny phone call. A credit agency said that I owed one of there clients a couple thousand dollars. Wait a minute stop the truck!!! After getting some details from them I learned that it was a debt I had over 15 years ago. After doing some more research I found that the company had closed down and written off the debt almost ten years ago. How was I able to find out this information .... by knowing what was on my credit report. It's free for any one to get a credit report once a year and here's the site https://www.annualcreditreport.com/cra/index.jsp